Can the bank card issued by the university continue to be used after graduation? What are the consequences of not canceling the card?

As we all know, when you receive a university admission letter, in addition to the admission letter and school introduction, there will also be a bank card and a campus card attached. This bank card is mainly used for students to pay tuition fees and recharge the campus card. , The issuance of scholarships and bursaries is related to the flow of money in and out of the school, because it will be more convenient and easier to manage. So for graduates, can this bank card continue to be used? Will there be any negative consequences if I don't cancel the card?

First of all, the bank card can continue to be used after graduation.

This card is jointly traveled by the bank and the school. Generally, there will be a special pattern on this savings card, which looks special. In addition to being linked to the school, this bank card is the same as the usual bank card, as long as it complies with the rules, it can be used continuously.

Then some people are worried. Since this card is associated with the school, will my tuition be deducted after graduation? The answer is no, the Finance Office will handle the payment of these tuition fees. Generally, tuition fees will not be deducted after graduation, because you are already considered an "off-campus student" and no longer need to pay fees; of course, if you accidentally "win the lottery" If you are worried, you can also go to the school's financial department to deal with it in time. If you are worried, you can cancel the card as soon as possible.

Second, local and non-local students can handle bank cards differently.

For local students, this is a card that can be handled by themselves. But for out-of-town students, it will be a little troublesome, especially when you are working and issued a "salary card", but at this time the finance tells you that you have exceeded the number of cards in this bank. Maybe you are also very confused. When your parents opened a bank card for yourself for convenience, you don't know when you have these cards, especially when there is a requirement of "one card per line for one class". Limit the number of your bank cards. And the school bank card is more troublesome to cancel. It will take you a lot of time and labor to go to the corresponding local bank to cancel the card. Involving additional business such as stocks, funds, etc., you can go to the corresponding online store with your ID card and bank card to cancel the card.

Of course, if you are completely at ease, you can also take out all the money and leave it alone, or wait until you have time to cancel the card on the way. Generally speaking, there is no money in the bank card issued by the school and it will not affect your other activities. Use of bank cards. So for the out-of-place students, if there is no other last resort, this card can continue to be used.

Finally, does not cancel the card have any effect on the student's credit?

When I first entered the society, I always felt that there were problems everywhere, I had to worry about everything, and I was forced to suffer from "delusional disorder"; Taking extreme actions in order to repay the loan seems to make the college students who have just entered the society more afraid and worried. So I also hold such a mentality for this bank card that looks like a "time bomb". I always feel that if I can't handle it properly, something big will happen to me, so I also think about canceling it as soon as possible. Well, one hundred. But in fact, the bank card issued by this school is a debit card (debit card), not the same as a credit card. There is no big problem if you don’t cancel the savings card. Even if you don’t have any cash inside, it will not affect your credit, and it will not affect your new credit card; if the savings card does not continue to deposit, it will only continue to deduct the relevant Fees, such as SMS fees or annual fees, do not affect or involve personal credit records. Therefore, even if you ignore this kind of bank card, it will not do you any "harm".

Therefore, to sum up, you can continue to use this savings bank card issued by the school as long as it does not affect your daily life; or considering that the new card will be affected to a certain extent, it is best to cancel the card. Both birth and alien birth are the same.