When this iron rice bowl encountered 'cold air', nearly 3,000 offices were evacuated a year, and nearly 60,000 people were laid off
The iron rice bowl has always been the first choice for a hot job. Especially in recent years, due to the frequent employment problems of college students, civil servants and other types of iron rice bowl jobs have also become the most popular occupations for graduates, and the number of applicants is also increasing year by year. It has become the most popular C-bit in almost all jobs.
But recently, not only have all parts of China encountered the "cold air" from winter, but an iron rice bowl has also unfortunately been recruited.
The iron rice bowl encountered "cold air", and 3,000 office spaces were cut a year
Banks have always given everyone the feeling that they are relatively stable, safe, and reliable.
trusted financial institutions. As long as there is a deposit or investment in ordinary life, everyone will think of going to the bank for the first time. However, even if they are trusted by everyone, banks cannot escape the job crisis.
With the winter comes a "cold air" blowing to the banks. According to reports, at the end of November, the China Banking Regulatory Commission released a relevant data. The data shows that in the past two years, there have been 6,280 branches in China. Commercial banks withdrew. Especially this year, China's bank branches have been abolishing, and by the end of November, 2,790 banks had been abolished. Moreover, according to the data released by China's four major banks, the number of incumbents this year is nearly 30,000 less than last year, and nearly 60,000 people in the banking industry have quit their jobs throughout the year, which is a huge signal.
Among the thousands of banks that closed down, nearly 40% were large state-owned banks. Therefore, this "wind of collapse" was not only blown down by small banks with less reputation or status.
What is the reason for the "cold winter" for banks
As for the continuous shutdown of banks, there has been almost no interruption in the past two years, especially due to the recent impact of the epidemic, banks have encountered a "cold winter" almost together with the weather, and ATM machines have been reduced together with bank outlets. This machine, which provides a lot of convenience for people's deposits and withdrawals, has also decreased by 68,000, and now there are only 1.029 million. People still can't understand the reduction in the number of banks and ATM machines. They think that the closed down may be some small banks that are not well-known. People don't believe that banks are unwilling to go and they can't operate. Of course, this is not the case. Because in the list of closed banks, there are also some high-profile state-owned banks.
However, experts in the relevant industry have put forward two main reasons for the continuous closure of banks.
First: uneven distribution of domestic outlets
The uneven distribution of domestic outlets is also due to the large expansion of state-owned banks in the early days. Many bank branches are "clustered" in developed areas, while relatively old areas or less developed areas have very few branches. There is a situation of "long queues in the old city but quiet in the new city". In order to handle business, it is even necessary to travel through mountains and rivers to reach the destination, which also leads to a large time gap and low efficiency in handling business in the two regions. Therefore, a large number of bank branches have been shut down in order to reduce unnecessary waste of resources.
Second: the development of online financial services stimulates
Everyone knows about online financial services. In fact, it is because of the rapid development of Internet technology that people can conduct financial services and transactions in a simpler way. Almost all major banks have opened and used APPs. People can quickly solve their needs by using their mobile phones. They no longer need to travel far to go to the bank to handle business. Therefore, in order to reduce losses, banks have shut down in line with the development of the times. Some offline bank branches.
We also know that the closure of offline bank branches does not actually cause any loss to users. The most affected are some staff in the bank. The reduction of jobs and the continuous development of technology have made the "iron rice bowl" job of banking a thing of the past. People who used to think they had stable jobs now have to face the risk of losing their jobs at any time. What do you think about this?