Notice! People who do not have a job buy social security, and the government subsidizes two-thirds. These conditions need to be met

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Netizen one:

It is indeed true.

However, the specific subsidy amount may be more than two-thirds in some regions, and less than two-thirds in some regions. In some areas, it is bright, and some is dark. It mainly depends on the provincial policy in your area.

In Beijing, for example:

If you do not have a job, then you can purchase urban employee social insurance as a flexible employee or unemployed person, and you can also purchase urban residential insurance. Beijing has relevant subsidies for any kind of payers.

Flexible employment personnel, when they do not belong to 40 and 50 personnel, are subsidized by lowering the rate. The payment ratio of flexible employment personnel is 28.2% (three insurances for pension, medical and unemployment), if the payment is limited to 40%, monthly Only about 980 yuan.

The subsidy for 40 and 50 people is more obvious. On the basis of the low rate mentioned above, individuals only need to pay 7.2%, that is, only about 230 yuan per month, and the rest is borne by the state. If calculated from this amount, it should be more than two-thirds of the amount you mentioned.

For the unemployed, you can enjoy unemployment benefits, and you can enjoy unemployment insurance subsidies according to the number of years you have paid in the past, with a maximum of 1,400 yuan per month. During the period of enjoying unemployment benefits, you do not need to pay medical insurance fees personally, and the social security fund pays on your behalf.

The same is true for urban housing insurance, but the subsidy is relatively less. However, there are many payment grades for urban dwelling maintenance. Generally speaking, the higher the payment grade, the higher the subsidy.

In addition, there are "one old and one small", etc., each person will also enjoy related subsidies of thousands of yuan every year.

Netizen two:

At present, the country does have this policy. Individual freelancers, as flexible employees, pay this social security as a state subsidy, which is about 70%. That's 2/3 of what you said.

Well, not everyone is eligible for this subsidy. And not every age group is eligible to enjoy it.

His rules are basically like this. It's about five years of retirement. Only then can you enjoy the benefits of this social security subsidy. And you have to pay first as a flexible worker. Then go with the payment invoice, and the social security agency will reimburse you!

If you have a work unit, the part of the money you pay for social security cannot be reimbursed.

And each person can only enjoy the treatment of reimbursement for five consecutive years for life. Therefore, under normal circumstances, it is more appropriate to apply for five years before retirement.

Netizen three:

Unemployed people who do not have a job can enjoy two-thirds of the government's subsidy for participating in employee medical insurance and endowment insurance. Currently, Chongqing has a corresponding subsidy policy for subsidies. It's just that the subsidy is for specific unemployed people, and not all the insured individuals who do not have a job have corresponding provisions for the subsidy period.

So who can enjoy the two-thirds subsidy? Please see:

(1) "4050" personnel: hold a valid "Employment and Unemployment Registration Certificate" (or "Employee Unemployment Certificate"), urban registered unemployed persons over 50 years old for males and 40 years old for females.

(2) Unemployed persons from urban "subsistence allowance households": urban registered unemployed persons who hold a valid "Urban Unemployed Person Unemployment Certificate" (or "Worker Unemployment Certificate") and "Minimum Guaranteed" and are enjoying the minimum allowance treatment before employment .

(3) Unemployed persons from urban “zero-employment families”: urban registered unemployed persons who hold a valid “Unemployment Certificate for Urban Unemployed Persons” (or “Worker Unemployment Certificate”) and “Zero-employment Family Card”.

The above persons who participate in employee endowment insurance and employee medical insurance in their personal capacity can enjoy subsidies.

The subsidy standard is calculated based on 2/3 of the basic medical insurance premiums actually paid. In the form of payment first and then subsidized to personal savings account. In March and September every year, people with employment difficulties apply for social insurance subsidies to the social security agency in the sub-district (township) where their household registration is located.

Netizen four:

There is indeed a subsidy, but there is no unified answer to the amount of the subsidy. The specific amount of the subsidy depends on the local human resources documents.

I would like to introduce the subsidy standard of Qingdao, Shandong. In 2017, the document of Qingdao, Shandong pointed out that all persons with employment difficulties identified in the human resources and social security services who meet the conditions will be given a social insurance subsidy of 300 yuan per person per month. One The annual social security subsidy is 3,600 yuan. From 2018, the social security subsidy standard for flexible employment will be raised. For qualified flexible employment personnel, pension and medical social insurance subsidies will be given according to 2/3 of their actual contributions, with a maximum of 500 yuan per person per month. , The annual social security subsidy is 6,000 yuan.

The duration of the flexible employment subsidy can be extended to retirement for those who apply for the subsidy for the first time and have employment difficulties within 5 years (including 5 years) from the statutory retirement age, and the rest of the subsidy shall not exceed 3 years.

Netizen five:

Those who have local household registration or permanent residence for more than 6 months and have participated in social insurance for more than 6 months in the local employer, who are able to work or who want to work within the statutory retirement age, who have registered as unemployed, can apply identified as persons with employment difficulties.

  1. The urban elderly unemployed refer to the urban unemployed who are over 40 years old for female comrades and 50 years old for male comrades.

  2. Unemployed persons in urban zero-employment households refer to unemployed persons with no employment among household members.

  3. Unemployed persons who have been continuously unemployed for more than one year shall register those who have been continuously unemployed for more than one year during the period of receiving unemployment benefits.

  4. The unemployed who enjoy the minimum living guarantee refers to the unemployed who hold the minimum guarantee certificate issued by the civil affairs department.

  5. Unemployed persons with disabilities refer to unemployed persons who hold a disability certificate issued by the disability department.

Anyone who meets the above conditions in Article 5 shall apply to the human resources and social security service center of the sub-district (town) where the household registration or residence is located (unemployed persons with disabilities apply to the employment service agency for the disabled)

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