Pensions for retirees rise by 5%, how much can each pension rise
Now the monthly pension that can be received is 2,500 yuan, and the pension of retirees has risen by 5%, so the pension that everyone can receive now is: 2,500 yuan + 2,500 yuan X 5% = 2,625 yuan, which is an increase of 125 yuan.
Most people calculate according to this algorithm, and only increase the pension by 5% directly. In fact, this is a misunderstanding, and this calculation method is wrong.
In fact, the increase of pension is not such a simple arithmetic problem. The pension increases by 5%, and the adjustment methods are fixed adjustment, link adjustment and tilt adjustment.
Pensions for retirees rise by 5%, how much can each pension rise
- Quota adjustment
The adjustment of the quota mainly reflects social equity. The retirees of enterprises and government agencies and institutions shall adopt a unified standard, and increase the pension of the same amount per person per month, and appropriately increase the adjustment level of low-income groups.
The specific amount varies from province to province, and the local announcement shall prevail.
For example, in 2018, the Guangzhou quota adjustment standard will increase by 60 yuan per person per month, and the Beijing quota adjustment standard will increase by 45 yuan per person per month.
- Hook adjustment
The linked adjustment is double-linked with the payment period and the pension level, reflecting the incentive orientation of the adjustment policy, and guiding the insured to pay the premiums during the in-service hours, pay more premiums, receive more pensions after retirement, and adjust the pensions more.
(1) Linked to the payment period
The payment period (including the deemed payment period, excluding the converted working age for special types of work; if the cumulative payment period is less than 1 year, will be calculated as 1 year), each person will increase by 2 yuan per month for each full year.
⑵ linked to pension level
A direct increase of 2.2% per person per month according to the pre-adjusted pension;
- Tilt adjustment
The tilt adjustment reflects the people who are inclined to care for the difficult remote areas and the elderly.
The "slope" of different regions is inconsistent, and the local one shall prevail.
For example, Guangdong pays 50 yuan, 100 yuan, 150 yuan, 200 yuan, 300 yuan and 500 yuan per month for the elderly over the age of 70;
Pensions for retirees rise by 5%, how much can each pension rise
I learned about the main adjustment methods of pension increases, and gave a simple example, how to calculate the pension after the increase.
Assuming that Xiao A's current pension is 3,000 yuan, and the payment period is 40 years, he is neither an elderly retiree nor a retiree in a difficult remote area, that is, an ordinary retiree.
Assume that the fixed adjustment amount in the area where Xiao A is located is an increase of 50 yuan, and the part of the linked adjustment is the payment period, which increases by 2 yuan every full year. The pension base directly increased by 2.2 percent.
The pension amount raised by Xiao A = 50 yuan + 40X2 yuan + 3000 yuan X2.2% = 196 yuan.
According to the amount of increase, it can be deduced that the pension increase rate is 6.5%;
[Why is there a situation of "an increase of 6.5% > the prescribed pension increase of 5%"? 】
In fact, it is very simple. If there is an increase of more than 5%, there must be an increase of less than 5%. There are two reasons:
The pension increase is the overall increase in the whole country, which is an average value. Specific to each person, there must be a high or low increase. The longer the payment period, the more the pension increase amount will be.
Since the adjustment plans of each province are adjusted according to the economic situation of each province, there will definitely be differences, which is why the final increase is different.
The specific amount of pension increase should be calculated according to the policies of each region.