How can I keep my social security contributions after resignation?
Netizen consultation:
The unit efficiency is not good, the salary is cut, and the life is difficult.
I want to resign, but I am worried that the social security payment will be cut off, which will affect some rights and interests.
Don't know what rights and interests are affected by the suspension of social security payments? Does it have a big impact?
How do you keep your social security payments going?
I have to say that this netizen's understanding is commendable, because the social security cut off has a great impact.
We provide you with three solutions: timely connection between the upper and lower units; personal payment of flexible employment and social security; affiliated with a labor agency.
One more piece of advice for you: don’t rush to leave, wait for the labor contract to expire, enjoy unemployment benefits, and maximize the resistance to the risk of leaving!
The following is an in-depth analysis of "How to make social security payments continue?" and "Why wait until the contract expires to leave the company for the least loss?"
How can I keep my social security contributions after resignation? Three methods, one suggestion; netizens: God's operation
001 What can I do to make the social security pay continuously?
- Look for a job in advance, try to resign at the end of the month for the previous job, and apply for the job at the beginning of the month for the new job, so as not to leave too long a gap between the new and old jobs.
Because the social security deduction of the social security system is basically around the 16th of each month.
In this case, as long as you leave your job after the 16th, basically, the previous unit has already paid the social security premium for you that month.
In the same way, when you go to the next unit, try to apply for the job before the 10th. Of course, as long as you make it clear to the employer, it is possible to make up the payment the next month.
Note: The social security supplement can be paid within three months. After three months, the employer will not be able to make it up for you. You need to provide a full set of employment information, which is very complicated.
- Convert social security to social security for flexible employment.
We all know that flexible employment social security is only paid for pension insurance and medical insurance.
This endowment insurance and medical insurance are exactly the same as the social security of enterprise employees, which can realize the seamless connection of the payment period.
In this way, the continuity of pension insurance and medical insurance can be guaranteed.
- Find the local human resources agency to pay on your behalf.
If the five social security insurances have special purposes for you, such as buying a house, settling in a household, going to school, etc., you will use the social security payment vouchers that you have paid within one or two years, or you have a plan to give birth in the near future, and you want to receive a maternity allowance. If so, you can go to the local social security agency and let them pay on your behalf.
How can I keep my social security contributions after resignation? Three methods, one suggestion; netizens: God's operation
002 Why is it said that resigning after the expiration of the labor contract is the least loss-making approach?
This is because the labor contract expires and you can receive unemployment benefits. The unemployment insurance fund pays medical insurance for employees. It can effectively guarantee the continuity of medical insurance.
Medical insurance can be paid within three months after the payment is terminated. After the supplementary payment, medical reimbursement benefits can be enjoyed continuously.
However, if you do not make up the payment, even if you cut off the payment for one month, there will be a 6-month waiting period for medical treatment after repayment.
During the 6-month waiting period, in case of illness and hospitalization, medical reimbursement is not available.
How can I keep my social security contributions after resignation? Three methods, one suggestion; netizens: God's operation
To sum up, if you want to continuously pay social security, you can achieve it through continuous payment of social security by units with a short interval between new and old work; it can also be achieved by personal payment of flexible employment social security; it can also be achieved by finding a social security agency to pay as an agent.
Among all the methods, it is the most cost-effective way to resign when the contract expires, apply for unemployment, receive unemployment benefits, and pay medical insurance on behalf of the unemployment insurance fund!