If you want to make up the medical insurance to meet the retirement conditions, please choose to do it at one time when you retire!
At work, many colleagues only pay attention to the retirement of their endowment insurance when they are going through retirement, but few people care about whether their medical insurance can retire. Most people only realize after completing the retirement procedures. Medicare does not handle retirement.
The situation of my colleagues is not an exception. In fact, many people are like this. In the concept of many people, retirement is just to get a pension. After all, this means that the money is actually in their own pockets, and medical insurance wants to retire. , it may be necessary to pay additional fees, and it is still a large fee, so many people are not willing to pay.
If you want to make up the medical insurance to meet the retirement conditions, please choose to do it at one time when you retire!
For those who are going to retire, retirement should include two aspects: the first is old-age retirement, that is, after 15 years of old-age insurance has reached the retirement age, they can apply for retirement to receive pensions; the second is medical insurance retirement, medical insurance retirement Requirements vary from place to place. Generally, it takes 25 or 20 years (30 years for men and 25 years for women in some areas) to qualify for retirement. After retirement, you can no longer pay any fees and enjoy medical insurance benefits for life.
For those who meet the medical insurance retirement conditions, they need to apply for medical insurance retirement at the same time when they retire. For those who temporarily fail to meet the medical insurance retirement conditions, it is also recommended to make supplementary contributions to meet the retirement conditions. Although people who do not enjoy medical insurance retirement can also obtain medical insurance by purchasing resident medical insurance, it is recommended that those who can apply for employee medical insurance retirement should try their best to do so, because:
If you want to make up the medical insurance to meet the retirement conditions, please choose to do it at one time when you retire!
For those who can retire, they have basically paid the medical insurance, but the temporary period of time cannot meet the retirement conditions. If they do not make up the payment at this time, it is equivalent to the part paid by the unit in the medical insurance account will be voided.
Compared with resident medical insurance, employee medical insurance has greater security, which is mainly reflected in the higher reimbursement ratio.
It is no longer allowed to make a one-time payment of pension insurance during retirement, but if the medical insurance does not meet the conditions during retirement, a one-time payment can still be made, and the medical insurance payment for more than 3 months can only be made at the time of retirement. It is impossible to make a supplementary contribution, so for such a benefit at retirement, it should still be enjoyed.
Retirement of employee medical insurance is equivalent to a one-time investment, and no payment will be made in the later period, which is relatively cost-effective.
If you want to make up the medical insurance to meet the retirement conditions, please choose to do it at one time when you retire!
Of course, in actual work, some places provide policies that when applying for retirement, if the medical insurance does not meet the retirement requirements, you can choose to continue to pay the medical insurance until the retirement years. The form of payment avoids paying a large amount of fees at one time, but it should also be noted that the social security fee is increasing year after year, and choosing to pay annually, although it avoids too much one-time investment, but with the increase of social security fees. Year after year, the total cost accumulated each year is definitely higher than the one-off cost in retirement.
Retirement medical insurance is a long-term welfare guarantee. Retirees who can make supplementary contributions are advised to make supplementary contributions, which is of great significance in the long run.