Why do poor people get poorer the harder they work? You've fallen into a rat race trap
The gap between the rich and the poor has always been an enduring topic. And the rich are getting richer, what about the poor? But getting poorer. Therefore, the status quo of today's society is that the gap between the rich and the poor has never stopped, and it is even worsening. It seems that no matter how hard the poor try, it is futile.
But are the efforts of ordinary people really meaningless?
This is not the case. To find out why the harder the poor work, the poorer they become, let's first understand the story of the "rat race" .
"Rat race" is a concept put forward in the opening chapter of the wealth management bestseller "Poor Dad Rich Dad".
The mouse runs on a wheel, but the faster it runs, the faster the wheel spins under its feet, and eventually exhausts itself and stops.
The same is true for the story of the rat race that is reflected between the poor and the rich. The poor are always unable to jump out of their class because they are caught in the trap of the rat race.
Many people have started to teach us from the beginning of memory, we have to study hard, go to school well, and then we will have a good job and income when we grow up in the future.
Therefore, after the child grows up, he does follow the instruction of his parents, find a job, work for the boss, work for the house and car, work for various loans, work for the child, work for the support of the parents. Then after the children got married, the parents also began to teach their children, study hard, and find a good job when they grow up.
So generations have lived in such a cycle. This cycle is especially like the story of a mouse race. Every day, I try to run forward, but I am trapped and there is no way to jump out. And such an endless cycle is the living situation of many ordinary people today, which is why the poor have no way to achieve freedom of wealth.
Most people spend their lives chasing wages, raises, and job security because they fear the fear of not having money, but with a little salary, the desires and expenses grow, and you'll be spent Some are bound to satisfy family consumption, some are consumption to satisfy desires, etc. In fact, the main reason for poverty is that expenditure is greater than income, and income is often capped, but expenditure is not. If you have been in a situation where expenditure is greater than income state, you will repeat the cycle with more spending.
If we want to become rich, we have to jump out of the trap of the rat race, so how do we jump out of the trap of the rat race?
- Be the master of money and let money work for you ====================================================
The phrase "make money work for you" is familiar to many people, but how do you make money work for you? Then you first have to figure out the difference between assets and liabilities.
Simply put, debt makes you spend more than you earn, and you end up getting poorer.
Assets can increase your income and make your money more and more . For example, rich people like to invest, which is to reduce their liabilities. If the assets continue to grow, then you will only get richer and richer.
Therefore, if we want to jump out of the trap of the rat race, the first thing we have to do is to increase our assets and reduce our liabilities.
- Be an altruist =================
There will always be such a phenomenon in this society: the more you want, the less you get. For example, when we spend our whole life running around for "making money", we often don't have much money.
why? Because once your purpose is too strong, your thinking is limited, just like a frog in the bottom of a well, you only see a small piece of the sky, but you can't see the wider world and larger pattern. So, if you're thinking about how to make money all day long, chances are you won't make much money.
Look at those rich people, they are generally an altruist, because altruism is actually a higher self-interest.
Just like Jack Ma, in fact, what he did is to build a platform, when sellers and buyers can trade better, and then get a small part of the benefits from it, so he founded Alibaba with the purpose of "making the world no difficult business to do. ."
You will also succeed when you see the needs of others and then benefit everyone.
- Increase income, delay consumption, invest =============================================
If you want to get out of the poverty trap, you have to work hard to find a way to increase your income and accumulate your own capital. At the same time, you have to learn to delay consumption. When you need to buy something, if you don’t have to, don’t buy it right away. Use it where you can generate money, such as making certain investments, so that your wealth will roll more and more like a snowball.
It is not easy to escape the trap of the rat race, you need to have a stronger belief, a more detailed plan and a stronger determination than the average person, and then make good use of your mind, time and money to move towards your firm goal. Goal to go.
May you work hard and be rich!