It's not hard work to make money. Learning these kinds of businessman's thinking is difficult even if you don't want to make money?

How do ordinary people make money, the answer for most people should be to work hard! However, you will also find that working hard is often the least efficient way to make money. If you don't believe it, you know who makes a lot of money. At first, they may have relied on hard work, but it was not simple effort that made them billionaires.

So what do they rely on? In fact, it depends on the businessman's thinking, because most people who can make a lot of money do not do simple jobs, but do business. They are better at using the liquidity of funds to make money. No matter how hard you try, you won't make a lot of money!

So, what is the difference between the thinking of ordinary people and the thinking of businessmen? How can we develop the mindset of business people? Let me talk about the difference between ordinary people and businessmen.

1. Ordinary people think that money is the "product of labor", while businessmen think that money is a "tool of production".

Ordinary people work hard to earn money. The most exciting time of the month should be when their wages arrive. Many people look forward to the day of their paycheck, and even log into their accounts from time to time. Once the salary comes, they will eat a meal or buy a piece of clothing as a reward to themselves, or save them. If they save a certain amount of money, they make a big decision like buying a house and putting down a down payment. This kind of thinking of ordinary people is actually "stock thinking", that is to say, they do not give full play to the maximum value of currency, but only regard it as an exchange, as their "fruits of labor". Instead, businessmen see money as a "production tool" to make more money or bring more value. There is a saying among the Jews who are known as "the world's first businessman": "If you have money, don't spend half a year of leisure time". It refers to this way of thinking of businessmen. In fact, as long as you are good at observation, you will find that those businessmen who can make a lot of money often understand the principle of "make the best use of everything" and maximize the value of money.

It's not hard work to make money. Learning these kinds of businessman's thinking is difficult even if you don't want to make money?

2. Ordinary people think that money is a "static stock", while businessmen think that money is a "dynamic flow".

In the book "Hu Xueyan, the Merchant of the Red Chamber", Hu Xueyan calls money "status". The reason is that in Hu Xueyan's view, money, like other products, is a project that needs to be scheduled and is dynamic. On the contrary, many ordinary people who work hard to earn money do not have a deep understanding of money. They see money as a "static stock", that money is earned by their own efforts, represents their own efforts, and brings dignity to their lives. It's a combination of sweat and tears. That is, the idea of ​​businessmen is to make money work for them, while ordinary people think they can work for money. Which of these two minds can make big money? Or is it easier to make big bucks? The results are predictable.

3. Ordinary people think that money is a unit of quantity, while businessmen think that money is a unit of time.

The difference between ordinary people and businessmen seems to be the amount and size of the money they make, but in reality, they have poor thinking. For example, for many ordinary people, the most important consideration is cost-effectiveness, that is, I will do as much work as the company gives me. If I was given more money than expected, then I would work overtime and treat each other with my life. There's nothing wrong with this common man's thinking, but if he were a businessman, he wouldn't think so. He is not looking at the unit of amount of money, but the unit of time in which money is obtained. There is a financial term called "take water fast, water out slow". As the name suggests, merchants will try to shorten the upstream accounting period and intentionally extend the downstream accounting period. In other words, businessmen pay more attention to the efficiency of making money, rather than simply looking at how much money they make.

Businessman thinking is not unique to businessmen. Even if ordinary people don't do business, they can have the mindset of a businessman.

It's not hard work to make money. Learning these kinds of businessman's thinking is difficult even if you don't want to make money?

Let's learn how to build a businessman's mind.

1. Pay attention to your unit time income, that is, the efficiency of making money.

Chinese people like to compare monthly and annual wages, while Westerners pay more attention to hourly wages. For example, in a job with a monthly salary of 20,000 yuan, you need to work more than 10 hours a day, while in another job, you only need to work 3 hours a day, and you can get 200 yuan per hour. Which one would you choose? Calculated based on 22 working days per month, the latter's monthly salary is 13,200 yuan, 6,800 yuan less than the former, but at least 154 hours more per month. This time can be used to improve yourself or do other things to earn money, or to enjoy life with your family. How do you choose? Smart people know this.

2. Develop your ability to make money.

The "pro-cycle" here refers to the money harvested today and the money harvested tomorrow, which can also be understood as a pre-charge. For example, if you go to the gym, you should apply for a membership card and make a down payment before buying a house. You can also charge up front for writing, speaking, consulting, etc. This pro-cyclical earning power is all about finding ways to get people to be willing to give you money up front.

3. Use liquidity to make money.

It is always better to make money than to make money. For ordinary people, the easiest way to make money is to invest in financial management. “If you don’t manage your money, you don’t get noticed. It’s not just a mindset to master, it’s about taking action as quickly as possible.