In a private or foreign company, what should I do when I get old? This question has always been asked—sometimes the girls I tutor ask me, and sometimes the parents of my classmates ask their children like this.

In the past, Oracle in a nursing home in Beijing laid off staff overnight, and later, a 36-year-old sister at the Tangshan toll station used her youth to clamor for unemployment. Under the epidemic in 2020, the tourism and catering industries are even more worried. So the reality is: no matter whether it is a foreign company or a private company, I am afraid that the pension cannot depend on the unit. After all, no one can guarantee the job in hand, whether it will be served tomorrow.

1. Since the future is uncertain, what is the difference between the inside and outside of the career? ======================================================================================================

Since the ending is very confusing, I have to figure out the process experience. So what are the pros and cons of different types of companies? For sister Haoyou, I will make a simple summary based on the guidance of my classmates. If you have anything to add, feel free to leave a message to correct me.

Inside the system: the touted golden bird cage

Every year, there is always interesting polarization among the students I tutor. Some classmates spend a year, two years, or even more than a year, focusing on career editing; some students beat to death when they hear career editing , I think it is definitely not suitable for me...

Xiaohong, whom I tutored, entered a state-owned enterprise. The biggest feeling is whether the poor should not go , when she first joined the job. I found out that my colleagues are top students from many prestigious schools. At that time, I thought the job had a halo, but then some of these young colleagues went to study, some went into business, and some fished every day, so I didn’t know it. What to do, the company adopts a gross salary system, which means that you take so much regardless of whether you are half tired or just scratching your head. Xiaohong also feels that her enthusiasm has been hit, and the current leader is old and marginalized by the company.

Xiaolan, who I tutored, was very fortunate that she had entered a state-owned enterprise at that time. She had sufficient regular welfare on weekends and holidays , and she could learn watercolor painting and bring her children in her spare time. She couldn't even imagine herself, what if she had to work overtime every day, what would she do with the life she had already adapted to?

Summary : The system is indeed more stable, and the cost of trial and error is also greater. The benefits may be guaranteed depending on the unit you work in, ranging from buying a house to a small household. However, the task leader can do what he says, and the free space for work is limited and Incentive system is insufficient.

Foreign companies: forced process people

With the layoffs of foreign companies, wave after wave of foreign companies slowly stepped down from the altar. However, many benefits, more vacations, more training, and standardized and orderly procedures have also attracted many people.

Another classmate I tutored, Xiaohong, said that he was in a foreign company, and he felt that there was no relationship between superiors and subordinates . , it is also very helpful for you to practice your English.

But another Xiaolan, who entered a financial company of a foreign company, reflected that the division of work she was doing was very detailed, and the company’s senior management were all foreigners. Most Chinese employees were directors, and major matters had to be decided by foreign headquarters, such as adding more employees. For such things as budgets, Chinese employees can only wait for the headquarters to reply.

Summary : The training mechanism is clear, and the relationship between superiors and subordinates is friendly, but the highest intentions are far overseas, and there is always a trace of sadness in the glamorous, for fear that the ceiling will be reached, and the butcher knife of capitalism will attack him.

Private enterprise: a small world of desperate efforts

Among the students I tutored, there are the most girls from private companies, so there is something special here. There are a few people who have been in a private company for one or two years as project managers and other management roles. Some of them reported to me that although the title is a project manager, the company has less training related to it, and there is almost no mentor system. The leaders are promoted after they are selected, and then they all rely on themselves to mess around day and night. The departmental mobility is relatively large, and statutory holidays are often insufficient. It is not a mandatory requirement, but it is not enough to just let it go.

Although there are also students who have graduated from private companies with a monthly salary of more than 20,000 in 3 years, but these capable little sisters, as the backbone of private companies, also have the feeling of fighting fires every day.

Summary : Private companies are profit-oriented. As long as it is conducive to performance, they can do whatever they want. More work and more can greatly arouse people's enthusiasm. However, the standardization of the system is lacking, and there is less opportunity for mature and meticulous training. All work is done first and then fills up slowly. Therefore, many classmates who seem to have dazzling titles also expressed their inner panic to me.

Second, no matter where you are, retirement is your own business.

Indeed, in recent years, layoffs have become a means of corporate management. Many companies lay off staff on the left and right and recruit on the right. These companies are no longer gentle and reserved, and middle-aged people seem to be the biggest crisis victims. Besides, within the system, the security of state-owned enterprises and institutions has deteriorated, and there seems to be no risk of unemployment among civil servants, but the annual performance appraisal has become more and more magical.

1. Change also provides opportunities.

Many people feel as if they are in the second half of their career when they are in their thirties. They are tired and helpless. They can't compete with young people physically, and they are divided by five horses mentally. Children, cars, houses, bills, parents, and lovers are all their hearts and minds. Which one is full of dissatisfaction and chicken feathers. The cost to the company is higher than that of young people. I feel that the ceiling of the entire career is on my shoulders. w...

Luo Yonghao, the founder of the famous mobile phone company who claimed to have almost bought Apple in his heyday, has worked as the CEO of an English teacher technology company, an anchor with goods, and the originator of a talk show. He owes 600 million in middle age, and was once known as Lao Lai. It's just such a Lao Lai, who has paid off 600 million in debts of 400 million in less than two years in the way of "performing", and staged a real-life version of the true legend. Although he has suffered repeated defeats, he is a tearful middle-aged man in many people's hearts. The future of this invincible idealistic craftsman is promising.

The changing outside world has given us more experiences and possibilities. And people's growth and endurance are often better than you think. So if you are 35 years old and you look around and find that you have not entered the system, you have lost the qualifications for the exam because of your age, and all the good classmates are showing off to you in the system, then please believe that your life is still alive. Not over.

2. Whether in a private company, a foreign company or within the system, make plans for your retirement.

First of all, it is a fact that it is impossible for all the people of the whole country to enter the system.

According to China's current statistics, the number of civil servants is 7 million, and the number of people who have passed the career establishment can be calculated to be 10 to 10 million. Therefore, it seems inappropriate to ask "how do people outside the system care for the elderly". If you are in the system, asking your friends outside the system, "How do you retire?" will give you a sour sense of superiority. If you are outside the system, you are envious of those within the system who ask yourself, "How do I grow old?" There will be some dissatisfaction and anxiety. The question itself is logically untenable.

Second, what is the concept of old age care?

Pension in the normal sense means that after we retire at the age of 60 (this retirement age may change), we can have stable economic security, leisure life and medical services. It's called retirement. Then, whether you are in a private enterprise or starting a business, you can retire and retire by paying social security on time.

So when someone asks "how do you retire in a private company", what are they asking? Does it mean that when you are 40 years old, you can live a 60-year-old life without work and no motivation. Then I'm wondering, does anyone really want to live as if they were 60 years old when they are 40 years old?

Then you are responsible for your own retirement.

First, material and reasonable financial management. Insist on paying social security, and at the same time purchase supplementary commercial insurance, to have a certain amount of savings. When you are old, in addition to your retirement pension, you also have your own savings.

Second, physically, pay attention to physical examination and health preservation, and pay attention to your own body signals. Strive to enjoy life in a relatively healthy body when you are old.

Third, in terms of ability, common skills in the workplace such as PPT, copywriting, professional skills such as finance or programming, learn a little every year. After fighting for the risks here, you can go to other places to make a living.

Finally, developed medical care has extended the time we can be called "youth". You can enjoy the retirement life in advance before the arrival of middle age, or you can still be on the front line in old age and be too busy to stop.

In this era of change, perhaps the clocks of the past are no longer available. It is better to look up at the sky and the sun, redefine your own rhythm, and encourage each other.