In the workplace, why do you say that you should not borrow money from colleagues?
pay back
There is a proverb in India: If you want to make your relatives, friends, colleagues your enemies, lend them money!
This morning, I saw a friend leave a message to Pharaoh, saying that his colleague lent him 20,000 yuan, and the Spring Festival is coming, how should I pay it back? Take a look at Pharaoh's cutout!
screenshot
Pharaoh's answer is very realistic, and it is also the point of view that Pharaoh has always insisted on. It is best not to lend money to colleagues. Sometimes there really is no return.
In the workplace, it is very important to handle the economic relationship between colleagues. But things are not absolute. In some special circumstances, it is inevitable that you will borrow money from colleagues, or encounter colleagues who borrow money from yourself.
Often borrowing money from colleagues will make them think that you are an unplanned and unreliable person. If the loan is not repaid, then the consequences are very serious. Lao Wang suggested that consumption should be based on your own situation and not exceed your income range. Otherwise, you will borrow money from colleagues at every turn. Borrowing money can only consume your personal brand and lower your position in the eyes of others. In addition, you fail to pay your colleagues' money on time. In this way, you will permanently enter the blacklist of others' hearts and make others look down on you forever. Therefore, it is better to be cautious when borrowing money from colleagues.
Writing here, Lao Wang thought of one thing, all because of borrowing money. One of Pharaoh's friends called Pharaoh to borrow money from Pharaoh, saying that the time was two weeks, Pharaoh asked for his bank card without saying a word, and directly transferred 50,000 yuan. But a month later, no repayment was received from the other party. After that, Lao Wang called the other party to ask for money, and the other party said, won't he lend you 50,000 yuan, as for the call to ask for money? When Lao Wang heard it, he was very angry and asked the other party to pay back the money immediately, but the other party just didn't pay it back. The next day, Pharaoh found him through other means, only to get the money back.
After this incident, Lao Wang understood one thing, never borrow money from others, unless you follow the normal mortgage process and procedures. He has since cut ties with this person. Thinking about it now, it feels like Lao Wang's greatest shame to lend money to such a rich person who is unwilling to pay it back. However, Lao Wang also has a problem, because Lao Wang's judgment of people is not accurate enough, and he should not associate with such people, let alone lend money to such people. learn from mistakes.
Some people may say that Lao Wang is pretending to be coercive, but Lao Wang believes that it is best not to borrow money. Don't forget, borrowing money means breaking the relationship. Not long after Lao Wang came to Beijing, he met a person who called Lao Wang in the middle of the night and said that he had spent money at KTV and that the money was not enough. Lao Wang categorically refused. A person who spends money in KTV and borrows money from others is too boring. His behavior and actions suddenly lowered Lao Wang's opinion and cognition of him, and he decisively blocked him.
Lao Wang is a friend who can understand and sympathize with Lao Wang and ask how to get back the loan from his colleagues. However, Lao Wang still suggests:
It is best not to lend money to colleagues or to borrow money from colleagues.
If you are compelled to borrow money from a colleague, be sure to write down the loan or make a good mortgage, pay back the money on time, and not delay for a day.
If you insist on borrowing money from a colleague, please refer to Article 1.
In the workplace, it is easier to communicate with simple colleagues. If there is a financial entanglement between colleagues, things will become a little more complicated.
Colleagues always look up and see each other in the office. If you have an unhappy dispute with your colleagues because of money, it will bring a lot of inconvenience to your work. If you fail to repay the loan or fail to repay the money in time, the impact on the relationship between colleagues is small, and the impact on your own reputation and your position in the minds of others is a major event.