Social rules: someone asks you to borrow money, what should you do if you don't want to borrow it?
Some people say that borrowing money is the most test of friendship. Many people have conflicts because of borrowing money, from friends to enemies. But borrowing money is also a common time in life. There are always people who are short of money because of some difficult things. They usually choose to borrow money from relatives and friends. If someone finds borrowing money, you feel that the relationship with the other party is not that close, and the other party's reputation is not guaranteed, so you don't want to lend him, what should you do in this situation? Let's analyze it below.
- If the loan amount is small, try to lend the other party as much as possible
If the other party borrows a small amount of money, you should try to choose to lend him. This kind of situation is generally temporarily unable to turn around, for example, the other party wants to buy something and is short of money. The relationship between you and the other party is average, but the other party asks you to borrow money, which shows that the other party still regards you as a reliable friend. If the other person has no flaws in credit, you should lend it to him, which can bring the relationship closer. Even if the other party does not repay the money as promised, because the amount is small, you will not have much loss, but you can see a person clearly through the money.
- If the loan amount exceeds your ability, you can tell the truth
If the borrowed amount is larger and you feel beyond your means, you may choose to tell the truth. In this case, many people will find some reasons to refuse because of borrowing too much money. You must know that no matter what the reason is, the other party will understand that you are unwilling to borrow money. If you're in a good relationship, you don't have to lie, just tell him you don't have that much money, and there's a lot to spend.
- If you really think that you should not borrow it, you must find a suitable reason to directly refuse it.
Sometimes, the amount borrowed by the other party is within the scope of your ability, but after analysis, you think that you should not lend it to him, then decisively choose to refuse. Don't be embarrassed, don't be sloppy, and simply refuse. Of course, you can't just say that you don't want to lend to the other party, but to find a suitable reason. This reason is best so that neither side is embarrassed. The other party can usually understand that you are refusing, and they are embarrassed to ask again.
When someone borrows money from you, you have to remember that the money is yours, and you have the right to choose whether to borrow it or not. Borrowing or not depends on your relationship and the credibility of the other party. Dear friends, what do you think of this article, please leave a message to exchange it.