Young man, why do I advise you to save as soon as possible? A 45-year-old workplace experience sharing
Nowadays, many young people are blindly pursuing the quality of life, spending without restraint. Every month is moonlight, and they don’t know how to save money at all.
When you first enter the workplace, the job is relatively low, and it is normal to have no way to save money, but some people in the workplace, 5 or 10 years, are still moonlight. Although their monthly salary is not low, their consumption is very high. Without any deposit, I have many examples of this all around me.
House prices have been soaring in recent years, and their wages are not low. They just don’t have the habit of saving money. They often buy expensive things, eat and drink, and some even buy some luxury goods. Life looks very glamorous on the surface, but when you really need money, you don't have any savings and you can't take out any money. So, young people, I advise you to save money early.
Young man, why do I advise you to save as soon as possible? A 45-year-old workplace experience sharing
- No deposit, limited by money everywhere
If you don't have any savings now, you must develop a good habit of saving money from now on, otherwise when you need money urgently one day, you will find yourself limited by money everywhere.
Xiaoma is a former colleague of mine. Not long ago, because of disagreement with the leader, he had a big quarrel, and he resigned directly on impulse. Impulsive resignation is cool for a while, and the days are getting harder and harder.
He used to spend a lot of money. After resigning, he has not found a suitable job and has no savings. He not only has to worry about his living expenses, but also his own rent. Two meals, go out to the bus and subway, never take a taxi. Later, there was really no other way, so I had to borrow money from my friends.
Because I couldn't find a job, I wanted to improve myself, saw a good learning opportunity, and wanted to try it, but found that I couldn't afford the expensive fees at all. Later, I asked my family for money before I got the opportunity to learn. .
In this day and age, it is absolutely impossible to have no money. If you have no savings, many things in life will be restricted.
Young man, why do I advise you to save as soon as possible? A 45-year-old workplace experience sharing
- Only with savings can you have the confidence to pursue your dreams
Saving money is really important, in addition to helping you through a crisis, it can also affect your future career development.
A former classmate of mine dropped out of school early and started working. At the beginning, he was in sales with a basic salary of 800 yuan. At that time, he could earn up to 3,000 yuan a month. After living expenses, rent, etc., he could save a part of it every month. Do some side jobs to increase your income.
After 2 years in sales, he decided to do something more valuable and meaningful. Although he didn't know what he wanted, he knew what he didn't want.
Because he had been idle and could not find a suitable job, he began to study everywhere to recharge himself. By chance, he came into contact with software development and decided to sign up for study.
After working, he worked hard, and his salary was getting higher and higher, with a monthly salary of 30,000. Although I make a lot of money, my life is still very frugal. I take the subway every day to and from get off work, I can eat at the company, and I never order takeout. A few years later, he resigned and started his own business. He made all the money for the business by himself. He said that even if the company is not profitable, it can last for 2 years at a loss.
Career development is like climbing a mountain, the journey is long and long, and it is a process that needs to be accumulated slowly. At the same time, you must have enough savings in your hands to have the confidence to toss and realize your dreams. So, no matter what your monthly salary is now, you should start saving.
Young man, why do I advise you to save as soon as possible? A 45-year-old workplace experience sharing
- Learn to save no matter what your salary is
Saving money is not an overnight thing, but a long-term battle that requires a long period of slow accumulation. Save money not only for emergencies, but also as a long-term backup resource.
Nowadays, many people have been cultivating the habit of saving money since childhood, and some people have saved a lot of money before the age of 20. Here are 2 tips for saving money.
First, no matter how much your monthly income is, save some money, save it, and set up a separate account for the money. You can save 15-20% of your income every month. Don't underestimate this money, it will bring you unexpected gains over time.
Second, open source and reduce expenditure. Saving money means saving money and increasing your income. Reducing unnecessary expenditures in life is not a necessities of life, but some dispensable things, then decisively give up the purchase and save a part of the cost. In addition, you can also combine your work or hobbies to develop your own side business to help you increase your income.
Therefore, form a good habit of saving money early, and give yourself a guarantee for your life, and you will benefit a lot in the future.
Do you have any good ways to save money? Welcome to leave a message to exchange~~