In 2020, it is not too late to know the three conditions to be met to receive a pension
> > In 2020, retirees will only be able to receive pensions if they meet these three conditions. >
Social security is almost universal in China. As long as it is a serious office worker, the employer will pay social security for the employee according to the regulations. However, there are still some young people who do not understand social security at all, and even take a few extra dollars every month. 100 yuan, and take the initiative to request the company not to social insurance; the social insurance paid by the company for employees generally includes five types of insurance, including pension, maternity, medical care, work injury, and unemployment, which are obligations stipulated by the state to employers; among them, for work For the family, the most important are medical and old-age insurance; medical insurance can give a certain reimbursement ratio when everyone sees a doctor, and old-age insurance is the guarantee for everyone's life after retirement; as long as medical insurance is paid, it can be It is used when seeing a doctor, but the pension is not paid, and can be received smoothly after retirement. There are many conditions that need to be met.
After graduating from university, my friend A Liang has been working for a local Internet company. When the company wanted to pay social security to A Liang, A Liang heard that he refused to pay social security. Ah Liang was very happy when he got the news, and finally Ah Liang chose to apply for giving up; but just two years later, Ah Liang fell ill and spent nearly 20,000 yuan for medical treatment within one year. When I reimburse some medical expenses, I understand the importance of social security to individuals; besides, I can still enjoy pension benefits after retirement, but at least I will lose more than 500 yuan per month. However, for the sake of my long-term interests, in the end, A Liang is still Propose to the company to take the initiative to help yourself pay social insurance.
In the real society, some people always wait until social security is useful before thinking of paying, just like Ah Liang waiting for a serious illness before making up their minds to pay social security; especially endowment insurance, which can not only ease the life of the elderly The problem can also reduce the burden of children, which is the reason why many people compromise with social insurance; but more friends, even if they pay social insurance, they will not be able to receive the pension smoothly when they retire because they do not meet the requirements for receiving pensions. We must understand that pensions are related to everyone’s retirement life, and we must pay attention to the issue of paying social security; it is best to pay insurance when you are young. It will be smoother; the following editor will share with you the three conditions that must be met to receive a pension. Friends who want to know more, please follow the editor to take a look!
- Pension insurance needs to be paid for at least 15 years
At present, most office workers and employers have already paid social security, but many friends have stopped paying or even stopped paying many times because they do not understand the rules for receiving pensions. It is necessary to understand that receiving pensions smoothly is a Conditional restrictions, the most important one is that the accumulated payment has been completed for 15 years. It does not matter even if the payment is interrupted in the middle, as long as the payment is made in time; if you have worked in one of the cities for a period of time, after you change the city later, you only need to pay. If the social security of the two places is merged, if the sum is met for 15 years, you can still receive a pension; however, you should pay attention to combining the social security transfer before retirement, otherwise the accumulated number of years may not be enough; if you want to calculate your own pension, You can also log in to the official website of the Social Security Bureau to calculate how much you can receive after retirement.
Second, the normal procedures for retirement
There are many people who have paid social security for many years in the unit, but they do not know the purpose of social security, and they only care about pension issues after retirement; everyone must understand that when they reach their age, they may not be able to enjoy pension benefits normally, and they need to go to social security. Retirement formalities at the bureau; for pension issues with rural or urban hukou, as long as you reach the retirement age, you can go to the sub-district office or neighborhood committee with your identity certificate and various documents. Usually, after you apply for the same month, you can apply for the next month. Lead to pension; if it is the retirement age, everyone is still on the job, you can directly let the unit handle it, this process is relatively convenient; if it is a freelancer, it is not very troublesome to handle retirement, as long as you bring With the relevant documents, go to the nearest social security service point to apply for it.
- Workers in special positions can apply for early retirement
Not all workers have the same retirement age; people in some special jobs can enjoy early retirement benefits, such as underground labor, high-altitude work, high-temperature production, and severe manual labor. It will cause certain harm to the body. For these special jobs, men over 55 years old and women over 45 years old can enjoy retirement benefits; if a friend is disabled due to illness or work, as long as the hospital issues a relevant certificate If you completely lose the ability to work, you can go through the retirement procedures immediately; the most important point is that after retirement, you need to do a survival certificate, fingerprints or face brushing every year to prove that there is no fraudulent insurance, and the pension will be issued normally, otherwise the pension account will be disbursed. Block.