Thinking decision: the whole process from the poor to the rich, the more you look at it, the more shocking

There are a lot of poor people who have a rich mindset and they are getting rich; there are also a lot of rich people who are trapped in a poor mindset and whose assets are slowly shrinking or appreciating at a lower-than-average rate.

In my opinion, the difference between the thinking of the poor and the thinking of the rich is as follows:

First, make money or save money

The rich like to make money, and the poor like to save.

Thoughtful people like to spend money to improve their quality of life and mental outlook, thereby making more money. Bad thinkers like to save more money by reducing their quality of life.

Of course, it is important to increase income and reduce expenses. However, it's important to realize that the savings are limited to gross revenue, and there may be more room for open source.

Second, paid vs free

The rich like to spend money, the poor like to be free.

By paying, you get quick access to high-quality resources, such as scarce goods, professional advice, hiring the best talent, and more, so you can make more money.

The result of free is poor quality resources, or too many people dividing up limited resources.

Third, risk vs safety

The rich take risks; the poor seek safety.

Risk means opportunities for excess returns and fewer competitors. Safety means lower production, more competitors and a weaker negotiating position to match.

Fourth, shared vs exclusive

The rich like to share, the poor like to have.

This can be seen as a "paid vs. free" upgrade. Sharing means sharing benefits and binding benefits, thereby increasing the probability of success of the event. Monopoly usually means going it alone.

Fifth, stable growth VS rapid wealth

The rich expect steady growth. The poor expect to get rich overnight.

The desire to get rich overnight is understandable, but without long-term accumulation of knowledge, hard work, and enough luck, why does this rare thing happen?

Sixth, choice and opportunism

Rich people make big choices, poor people take advantage of small things.

This can be seen as an updated version of "risk vs safety". The rich concentrate their resources and wisdom to grasp the trend, choose not to change easily after making a good choice, and trade time for space; the poor avoid big choices, prefer the pros and cons of smaller choices, and lack the patience to reap the rewards.

Two points of poor thinking

The scarcity of psychology

The more people lack, the more they care. What you lack can become ingrained in your subconscious mind, changing the way you think, leading to an imbalance of cognition and control.

You can see a lot of careless people in life. If you don't believe me, start looking at yourself and the people around you.

My neighbor Auntie Zhang is like that. Because her family's financial situation is not very good, she likes to stumble when she buys food. Every time I go to the major supermarkets to see: "Lettuce costs three yuan and five kilograms, which is too expensive"

So she took the six-stop bus to Wal-Mart, "4 yuan per kilogram, which is a bit more expensive." Then she took the seven-stop bus to Changlong, "three yuan a pound, great", she bought five pounds, happy haha back home.

It took a long time, but after deducting the fare, I was still missing a piece...  

Another example: you want to find a good job that suits you, you don't want to take a detour, but you're short of money (if you need to pay rent next week, for example), you might drop the idea of ​​a job (like telemarketing). While this job is not for you, it can alleviate your urgent needs.

Such people are more likely to fall into a vicious circle.

"Scarcity psychology" will seriously affect your cognitive ability, so that you only see the small profits in front of you, so that you can gain big from small gains and losses. This is a classic "bad idea" and the root cause of many people's inability to make money.

Another is wasting time to save money

The biggest difference in thinking between the rich and the poor is that the poor care more about money, while the rich care more about time. Most poor people do not realize the value of time.

For example, a friend recommends you a book and you always wonder if there are free resources available. So, you search all the major websites, online disks and repositories and none of them exist, or you find a pirated copy. After two days of looking at it, you realize that you still want to buy it. As a result, I bought it for 30 yuan.

Free things are not necessarily free, isn't the time less than 30 yuan?

Bought a bad movie ticket:

From the Rich Man's Perspective: Surely a waste of time, quit

From a poor man's perspective: It's ugly, but it costs money (and also sees the whole scene)

remember:

Don't waste time trying to save money. Because your time is your most valuable asset, your time is your most limited resource.

Always believe:

Your money has no value and your time has no value. Time can be exchanged for knowledge, connections and money. Because time is more important than money.