What is the maximum age to buy social security? Can I continue to pay after 15 years of retirement age?
A netizen asked him that he will reach the retirement age in 2018, but the company only pays social security for 13 years. After reaching the retirement age, can he pay for another 2 to 15 years for retirement?
The answer is, of course, yes. It is a pity for those who have paid for the pension for 13 years. It is a pity that they cannot enjoy the pension. If they insist on paying for another 2 years, they will be able to enjoy the pension benefits of employees when they retire. This is also supported by the policy.
Although the maximum age for purchasing social security is limited, it is only closely related to the retirement age and whether or not to participate in insurance for the first time.
What is the maximum age to buy social security? Can I continue to pay after 15 years of retirement age?
- For first-time insured persons, there is a maximum age limit for first-time insured persons.
For first-time insured persons, the maximum age limit for insured is male over 60 years old, female worker status over 50 years old, and cadre status over 55 years old, those who exceed these conditions cannot participate in the insurance.
Of course, this is only a theoretical age limit. In practice, no one will be stupid enough to retire to participate in the insurance. This is because our current retirement policy requires a total of 15 years of payment before we can enjoy the pension benefits for employees. If you are insured for the first time at this age, it must be too much money.
What is the appropriate age for enrolling in insurance for first-time enrollees?
This can be reversed according to the retirement age. According to the current retirement age for men at 60 and women at 50 or 55, it is of little significance for men to participate in insurance after the age of 50. Female workers have passed the age of 40 and cadres have passed the age of 40. At 45 years old, it is not suitable for re-insurance.
That is, for first-time insured persons, the maximum age for males is 50, and the maximum age for females is 45.
What is the maximum age to buy social security? Can I continue to pay after 15 years of retirement age?
- What is the age limit for non-first-time insured persons?
For non-first-time insured persons, there is no maximum age limit for purchasing social insurance. If they do not retire when they reach the legal retirement age and want to continue to pay social insurance, they can continue to pay social insurance without age limit.
Some employees have reached the retirement age and want to continue to exert their residual heat for the company, but the company cannot continue the labor relationship in the form of re-employment after retirement, and the salary of the re-employment and the retirement salary are not as high as the current monthly income, so it is temporarily not apply for retirement. The company continues to pay social security for him. As long as he does not apply for retirement, he can still pay social security as usual when he reaches the retirement age.
There are also some netizens like the above, who do not pay enough for 15 years when they reach the legal retirement age, so they need to continue to pay social security for a certain number of years after reaching the retirement age until 15 years, so this part of people is also exempt from the retirement age. limit.
For non-first-time enrollees, there is no maximum age limit.